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Frequently Asked Questions
Find answers to common questions about life insurance and our service.
About Our Service
What is life insurance?
Life insurance is a contract that pays a sum of money to your beneficiaries if you pass away. It can help support your family, cover debts, replace lost income, and pay for final expenses.
What happens after I request a quote?
A licensed advisor will reach out within 1 to 2 business days using your preferred contact method. They will discuss your needs, answer questions, and explain coverage options appropriate for your situation.
How long does the first conversation take?
Typically 15 to 30 minutes. Your advisor will work at your pace and answer your questions. If you need more time, you can schedule a follow-up.
Will I speak with a licensed advisor?
Yes. Every advisor in our network is a licensed insurance professional. We work only with licensed partners.
Is there any cost to use this service?
No. There is no cost to you for using our service.
About Coverage
How much life insurance do I need?
The right amount depends on your income, debts, family obligations, and goals. A licensed advisor can help you think through what is appropriate for your situation.
What types of life insurance are available?
Common types include term life insurance, which provides coverage for a set period, and permanent life insurance, which provides lifetime coverage. Your advisor will explain the differences and help you understand which may suit your situation.
Do I need a medical exam?
Some policies require a medical exam or health questionnaire. Others offer simplified underwriting. Your advisor can explain the options based on your situation.
Can I get life insurance if I have a health condition?
Many people with health conditions are still able to get coverage. Your advisor can discuss options that may be available to you.
Privacy and Security
Is my information secure?
We use industry-standard security measures to help protect your personal information. Full details are available in our Privacy Policy.
Who has access to my information?
Your information is shared with licensed advisors you have agreed to connect with. You can update your preferences at any time.
How is my data used?
We use your information to connect you with appropriate advisors and to operate and improve our service. Full details are available in our Privacy Policy.
Can I opt out or delete my information?
You can update your contact preferences or request deletion of your information at any time. Contact us for assistance.
The Process
What information do I need to provide?
Basic information helps us connect you with the right advisor: name, contact details, date of birth, family status, smoking status, coverage goals, and preferred contact time.
Is the form secure?
Our form uses encrypted connections and standard security practices to protect your information.
What if I have questions after my first call?
Your advisor is there to support you. You can reach out with follow-up questions at any time. You can also contact us if you need additional help.
What if I am not ready to buy yet?
That is fine. Your advisor can explain options without pressure. Many people take time to think about coverage before deciding.